Privacy Policy

1. Introduction

At B4Wealth ("we", "our", "us", or "One Stop Financial Solution"), your privacy and trust are paramount. This Privacy Policy outlines the types of personal and financial information we gather through our website (www.b4wealth.in), consultation forms, direct client interactions, and how that information is handled in accordance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 (DPDP Act).

By accessing our site, inquiring about our services, or submitting consultation requests, you acknowledge and agree to the data handling practices described in this policy.

2. Information We Collect

To provide tailored assistance for mutual funds, insurance planning, and demat facilitation, we may collect the following categories of information:

3. How We Use Your Information

We collect and use your data strictly for legitimate business and client service purposes:

• Scheduling and conducting requested one-on-one financial consultations.
• Assisting with mutual fund onboarding through AMFI-registered distributor channels and Asset Management Companies (AMCs).
• Facilitating insurance policy quotation and application processes with IRDAI-approved insurance partners.
• Assisting with Demat and trading account opening through recognized SEBI-registered stockbrokers / depository participants.
• Sending portfolio updates, regulatory announcements, and relevant financial education materials with your explicit consent.
• Fulfilling legal, anti-money laundering (AML), and regulatory record-keeping obligations under Indian statutory regulations.

4. Sharing and Disclosure of Information

We DO NOT sell, rent, or trade your personal information to third parties for marketing purposes. Your information is only shared under the following conditions:

5. Data Protection & Security Standards

We maintain physical, electronic, and procedural safeguards in accordance with Indian IT security standards. Access to client information is restricted to authorized personnel who require the data to service your requests. While we implement rigorous technical precautions, transmission over the Internet cannot be guaranteed 100% impenetrable; users transmit information at their own informed discretion.

6. Cookies & Tracking Technologies

Our website uses standard session cookies and analytical tools to understand user behavior, enhance navigation speed, and verify site integrity. You can disable cookies via your browser settings, though some interactive elements of the website may experience reduced performance.

7. Your Rights Under Indian Data Protection Laws

As a user/data principal, you hold the following rights regarding your personal information:

• Right of Access & Summary: Request an overview of personal data held about you.
• Right to Rectification: Request correction of inaccurate, misleading, or outdated personal information.
• Right to Withdraw Consent: You may opt-out of marketing communications or withdraw consent for data processing, subject to statutory retention obligations under AML/PMLA rules.